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The Nature and Scope of Life Insurance
The Nature and Management of Risk
Actuarial Economic and Legal Views of Cash Value
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accumulated accumulation unit actuarial adverse selection agent ance annual premium annuity application assets assumptions beneficiary buyer cash value Chapter claims clause computing continuous premium whole contract contributions cost coverage covered death protection deductible disability income discussed dividends earnings employee benefit employee's endowment ERISA estate tax expenses Explain face amount federal fund gross premium guaranteed health insurance income policy income tax increase individual insurance policy insurer's interest rate investment lapse rates level premium liability limited loan loss maximum ment method mium monthly moral hazard mortality table nonforfeiture nonpar OASDHI participation payable payments pension plans percentage period person policy's policyholders present value proceeds purchase reduced reinsurance reserve risk savings selection single premium social security spouse surplus taxable term insurance termination tion transfer trust underwriting usually valuation variable annuity whole life insurance whole life policy workers