Narasimham Committee Report on the Financial System, 1991

accounts administrative areas aspects assets autonomy bank credit Bank of India banking system banks and DFIs banks and financial basis boards borrowing capital adequacy capital market cash reserve ratio Chapter commercial banks Committee believes Committee proposes Committee recommends companies competitive efficiency computerisation concessional depositors deposits deregulation directed credit programmes doubtful debts economy ensure equity expansion financial institutions financial sector financial services financial system foreign banks functioning Government growth guidelines hire purchase improve income recognition increasing Indian banks instrument interest rates internal investment issue loan measure merchant banks mobilisation mutual funds NABARD Narasimham nationalisation necessary organisation priority sector profitability promote prudential norms public sector banks recruitment regard regulation regulatory requirements Reserve Bank respect RRBs rural banking rural branches SEBI securitisation Shri small industry sponsor banks statutory Statutory Liquidity Ratio structure subsidiaries supervision supervisory Tier 1 capital venture capital