The Standard Fire Insurance Policy: (New York Form--operative Since May 1, 1887.) Issued by Fire Insurance Companies in the United States, Excepting where Legislatures Have Made Special Forms, Viz.: Maine, Massachusetts, Michigan, Minnesota, New Hampshire. Conditions Classified and Annotated by Cross References, the Mortgagee Clause and Short Rate Tables and Anexplanation of the Co-insurance Clause |
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Page 3
... thereof . If Interest is not Truly Stated 4. If the interest of the insured in the property be not truly stated therein . ( Note . -Read Sec . 10 , II . ) Fraud or False Swearing 5. In case of any fraud or false swearing by the insured ...
... thereof . If Interest is not Truly Stated 4. If the interest of the insured in the property be not truly stated therein . ( Note . -Read Sec . 10 , II . ) Fraud or False Swearing 5. In case of any fraud or false swearing by the insured ...
Page 9
... thereof fall , except as the result of fire , all insurance by the policy on such building or its contents shall immediately cease . Accounts , Money , etc. 24. For loss to accounts , bills , currency , deeds , evidences of debt , money ...
... thereof fall , except as the result of fire , all insurance by the policy on such building or its contents shall immediately cease . Accounts , Money , etc. 24. For loss to accounts , bills , currency , deeds , evidences of debt , money ...
Page 13
... thereof and the amount of loss there- on . ( Note . - Read Sec . 39 , 40 , 41 , 43 , 44. ) ( d ) . All incumbrances thereon . ( Note . - Read Sec . 12 , 13. ) ( e ) . All other insurance , whether valid or not , covering any of said ...
... thereof and the amount of loss there- on . ( Note . - Read Sec . 39 , 40 , 41 , 43 , 44. ) ( d ) . All incumbrances thereon . ( Note . - Read Sec . 12 , 13. ) ( e ) . All other insurance , whether valid or not , covering any of said ...
Page 14
... thereof were oc- cupied at the time of fire . ( Note.- Read Sec . 8 , 14. ) ( i ) . And shall furnish , if required , verified plans and specifications of any building , fixtures , or machinery de- stroyed or damaged . ( j ) . And shall ...
... thereof were oc- cupied at the time of fire . ( Note.- Read Sec . 8 , 14. ) ( i ) . And shall furnish , if required , verified plans and specifications of any building , fixtures , or machinery de- stroyed or damaged . ( j ) . And shall ...
Page 15
... condition of the policy or any forfeiture thereof by any requirement , act , or proceeding on its part relating to the appraisal or to any examina- tion herein provided for ; and the loss sh not. 15 What to Do in Case of Fire 36.
... condition of the policy or any forfeiture thereof by any requirement , act , or proceeding on its part relating to the appraisal or to any examina- tion herein provided for ; and the loss sh not. 15 What to Do in Case of Fire 36.
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The Standard Fire Insurance Policy: New York Form-Operative Since May 1 ... Henry Darrach No preview available - 2016 |
Common terms and phrases
9 ΙΟ actual cash value Agent AGREEMENT INDORSED Alterations and Repairs amount of insurance cease Change in Interest claim CO-INSURANCE OR AVERAGE Concealment or Misrep cover Description of Property ENTIRE POLICY VOID False Swearing FIRE LOSS SECTION Foreclosure form of policy Fraud or False gage Gas Generated 16 Hazard Increased Incumbered by Mort Insured's Neglect 21 Limit of Suit-In Loss by Fire-Amount loss or damage mortgagee or trustee mortgagor or owner Mutual Company notary public Note.-Read Sec Notice of Sale Object and Operation Payment of Fire Policy Assigned Policy Cancelled policy Sec POLICY SECTION Possession 14 premium Proceedings or Notice Prohibited Articles 17 quired Re-Insurance 47 Read Sec SECTION Consideration-Insured SECTION SECTION SHORT RATE TABLES Sole Owner Standard Policy CHAPTER subject of insurance Subrogation by Company thereof thereto Title to Ground tomary umpire Vacant or Unoccupied Waiver by Officer YORK FIRE INSURANCE бо دو وو
Popular passages
Page 26 - Whenever this company shall pay the mortgagee any sum for loss or damage under this policy and shall claim that, as to the mortgagor or owner, no liability therefor existed, this company .shall, to the extent of such payment, be thereupon legally subrogated to all the rights of the party to whom such payment shall be made under all securities held as collateral to the mortgage debt...
Page 19 - No suit or action on this policy for the recovery of any claim shall be sustainable in any court of law or equity unless all the requirements of this policy shall have been complied with, and unless commenced within twelve months next after inception of the loss.
Page 15 - ... be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent and disinterested umpire; the appraisers together shall then estimate and appraise the loss, stating separately sound value and damage, and, failing to agree shall submit their differences to the umpire; and the award in writing of any two shall determine the amount of such loss...
Page 6 - ... (any usage or custom of trade or manufacture to the contrary notwithstanding) there be kept, used, or allowed on the above described premises, benzine...
Page 14 - The insured, as often as required, shall exhibit to any person designated by this company all that remains of any property herein described, and submit to examinations under oath by any person named by this company, and subscribe the same; and, as often as...
Page 14 - ... and shall furnish, if required, verified plans and specifications of any building, fixtures or machinery destroyed or damaged ; and shall also, if required, furnish a certificate of the magistrate or notary public (not interested In the claim as a creditor or otherwise...
Page 19 - If this company shall claim that the fire was caused by the act or neglect of any person or corporation, private or municipal, this company shall, on payment of the loss, be subrogated to the extent of such payment to all right of recovery by the insured for the loss resulting therefrom, and such right shall be assigned to this company by the insured on receiving such payment.
Page 8 - This company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority ; or by theft ; or by neglect of the insured to use all reasonable means to save and preserve the property at and after a fire, or when the property is endangered by fire in neighboring premises...
Page 4 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy...
Page 15 - In the event of disagreement as to the amount of loss, the same shall be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one...