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Saginaw Valley Fire and Marine Insurance Company, Saginaw, Mich. Organized 1823; capital, $100,000. W. S. Eddy, president, J. P. Sheridan, secretary.

Salvage Corps. [See Fire Patrols and Salvage Corps in the United States.]

Sandberg, Joseph, life insurance manager. [See Death Roll.]

San Francisco, Managers of Pacific Coast Department of California at. The Pacific Coast department managers of other-state and foreign companies, at San Francisco, at the time this volume was ready for the press, were:

Companies.

AMERICAN FIRE INSURANCE COMPANIES.

Etna,
Agricultural, N. Y., .
American, N. J.,
American, Mass.,
American Central,
American, Pa.,.
American, N. Y., .
Broadway,
Connecticut Fire,.
Continental,.
Delaware,
Farragut,.

Fire Associat'n, Phil.,
Firemen's, N. J.,.
Franklin, Pa., .
German-American,
Germania, N. Y.,.
Girard Fire & Marine,
Glens Falls,.
Greenwich,
Hartford Fire,
Home and Phoenix,
Ins. Co. of No. Am.,
Ins. Co. of State of Pa.,

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Managers.

Geo. C. Boardman.
Mann & Wilson.
Geo. W. Spencer.
Ed. E. Potter.
Chas. Christensen.
Brown, Craig & Co.

A. R. Gurrey.
E. W. Van Slyke.
Robert Dickson.
W. S. Duval,

Chas. Christensen.
Cesar Bertheau.
John D. Bradford.
J. D. Maxwell.
Ed. E. Potter.
Geo. H. Tyson.
Gutte & Frank.
Mann & Wilson.
Voss, Conrad & Co.
Brown, Craig & Co.
Belden & Cofran.
A. E. Magill.
James D. Bailey.
Wm. J. Dutton.

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FOREIGN FIRE INSURANCE COMPANIES.

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Liv. & Lon. & Globe,
Lon. Assur. and Nor'n,
London & Lancashire,
Magdeburg,
Manchester,

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Mann & Wilson.
Voss, Conrad & Co.
Voss, Conrad & Co.
Cesar Bertheau.
V.W. Gaskell & Co.
J. N. Reynolds.
Ed. E. Potter.

Managers.

H.M.Newhall & Co.
Hugh Craig.
Tom C. Grant.
Walter Speyer.
Rolla V. Watt.

Charles A. Laton.

Okell, Donnell & Co

Butler & Haldan.

Franz Jacoby.
Rolla V. Watt.
Robert Dickson.
W. J. Callingham.
Wm. J. Landers.
Brown, Craig & Co.
Leonard & Danker.
Catton, Bell & Co.
A. R. Gurrey.

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Saunders, George White, actuary of the Michigan Mutual Life insurance company of Detroit, was born in Jefferson county, Ind., Dec. 7, 1845. He was graduated from the Indiana University in 1869, with the degree of A.B. After graduation, until March, 1875, Mr. Saunders was engaged in civil engineering in the South and West. The latter year he entered the office of the Michigan Mutual at Detroit, and in January, 1891, was appointed its actuary. He is a charter member of the Actuarial Society of America.

Savage, George W., former prominent fire underwriter of New York. [See Death Roll.]

Schedule, Universal Mercantile. [See Universal.]

Schenck, Henry H., fire insurance manager at Pittsburgh, Pa. [See Death Roll.]

Schumann, Hugo president of the Germania Fire insurance company of New York, is a native of Germany, where he was born in 1842. After three years' business experience in Germany, from 1857 to 1860, he came to the United States. On the breaking out of the war in 1861, he enlisted in the army, and served until he was wounded, when he received an honorable discharge. His connection with the Germania Fire insurance company dates from 1863. Four years after he entered the service he was elected secretary of the company. In January, 1886, he was made vice-president, and on the death of Mr. Garrigue in 1891, he succeeded to the presidency.

Schutt, Simeon, Chicago general agent of fire insurance companies. [See Death Roll.]

Scott, Edward W., foreign vice-president of the Equitable Life Assurance Society, was born at Lockport, New York, May 7, 1844. His first appointment with the Equitable was to the office of the superintendent of agencies. He was subsequently appointed third vice-president, and resigned that office in 1893 to become foreign vicepresident of the society. He was sent to Australia to introduce the

business of the company into that country, and has, in fact, been around the globe three times in behalf of its foreign business. The growth of the Australian business is largely due to his energy and persistence. Mr. Scott was president of the Colonial Club of New York in 1892-3.

Scottish Union and National Insurance Company of Edinburgh, Scotland, was chartered in 1824. A. Duncan is its manager at the Edinburgh office, and J. K. Macdonald, secretary. It commenced business in 1880 in the United States, and does here a fire insurance business exclusively. In Great Britain it also insures lives and grants annuities. Its assets in the United States are $2,543,249; its liabilities, $1,501,033. The premiums received in the United States up to December 31, 1893, were $7,225,711, and the losses paid were $4,068,883. The United States trustees are Messrs. Alexander Taylor, New York; Henry C. Robinson and John R. Redfield, Hartford. The American representatives of the company are M. Bennett, Jr., manager; James H. Brewster, assistant manager; W. J. Callingham, manager Pacific coast department. [For business of 1893, see appendix.]

Security Insurance Company, Cincinnati, Ohio. Organized 1881; capital, $150,000. F. A. Rothier, president, A. Bemis, secretary.

Security Insurance Company, Davenport, Iowa. Organized 1883; capital, $25,000. S. F. Gilman, president, E. J. Babcock, secretary. Security Insurance Company, New Haven, Conn. Organized 1841; capital, $200,000. C. S. Leete, president, H. Mason, secretary.

Sewall, Charles, resident United States manager for the Commercial Union assurance company of London, was born in 1848, in Brooklyn, N. Y. In 1868 he entered the New York office of the Liverpool and London and Globe as a clerk. In 1874 he was appointed assistant secretary, and in 1877 assistant manager of that company. In 1878 he resigned to become assistant manager of the United States branch of the Commercial Union. In November, 1885, he succeeded to the office of manager. Mr. Sewall is also president of the Commercial Union insurance company of New York.

Seward, George F., president of the Fidelity and Casualty company of New York, was born at Florida, N. Y., November 8, 1840. He was educated at the S. S. Seward Institute at Florida and at Union College, Schenectady. He was appointed United States consul at Shanghai, China, in 1861, and in 1863 he was made consul-general in China, with a general charge of all consulates in that empire. In 1867 he was sent to Siam as a special representative of the United States to arrange certain questions then pending between the two governments. In 1869 he was appointed United States minister to Corea, that being the first diplomatic appointment of the government to Corea. In 1876 he was appointed minister of the United States to China, and served in that capacity until the close of 1880, when he was superseded because his views were at variance with those of the government on the question of Chinese immigration. In 1881 he published a work entitled "Chinese Immigration in Its Social and Economical Aspects." In 1887 Mr. Seward was elected vice-president of the Fidelity and

Casualty company, and on the death of Mr. Richards, the president, in 1892, he was elected president. He has contributed various articles to the reviews and other publications on the affairs of Eastern Asia.

Sexton, William, Pacific coast manager for the Imperial and Lion Fire of London, is a native of Nova Scotia, and was born October 24, 1832. He had a common school education, went to sea as a sailor, and arriving in California many years ago became a miner. In 1868 he was in possession of a local insurance agency in San Francisco and was representing the Etna and Phoenix of Hartford. He was eight years a special agent on the coast for the Fireman's Fund, ten years assistant manager in the Pacific department of the Lion Fire, and in 1891 succeeded to the general management of that company, as well as of the Imperial for the Pacific coast states. Mr. Sexton has found time during his insurance career to serve the people as a public functionary, and has been justice of the peace, sheriff, and chief of the police, as well as a representative in the California legislature.

Shann Murder Case. Mrs. Mattie C. Shann of Princeton, N. J., was tried in August, 1893, for the murder of her son, by the slow administration of poison, to obtain the insurance on his life. She was accused also of killing her husband and burning her home at Princeton in 1892 for a similar purpose. The trial resulted in her acquittal.

Shawnee Fire Insurance Company of Topeka, Kan., began business on February 1, 1893, with a paid-up capital of $100,000 and the following officers: H. P. Dillon, attorney-at-law, president; J. W. Going, late special agent of the State, of Des Moines, secretary. This is the first stock insurance company of Kansas, and is born out of the Kansas Farmers Mutual of Abilene.

Shaw, Philander, ex-secretary of the Phenix insurance company of Brooklyn. [See Death Roll.]

Shipley, Samuel R., president of the Provident Life and Trust Company of Philadelphia, was born in that city, of Quaker parentage, January 8, 1828. He was educated at a Friends' academy in Chester county, Pa., and at an early age became partner of a large importing house in Philadelphia. As a member of the firm he made a number of journeys abroad in connection with the business. Having accumulated a sufficient fortune, he retired from mercantile pursuits in 1863. He was one of the founders of the insurance company, and was elected its first president, a position he still occupies. He is also connected with various financial and charitable institutions of his native city.

Silvey, James A., second vice-president of the German-American insurance company of New York, was born at Newark, New Jersey, in 1849. His acquaintance with fire underwriting began in the office of the Standard Fire of New York in 1865, where he became assistant to its secretary. He was appointed secretary of the German-American in 1873, the year after its organization. He has been, therefore, one of the builders up of the company almost from its foundation. In 1888 Mr. Silvey was elected second vice-president, retaining, however, the secretaryship, and he holds the dual offices at the present time. He

was one of the organizers of the New York Insurance Club, and is its present president. He is president of the Tariff Association of New York, and treasurer of the Underwriters Salvage Corps. Mr. Silvey is a resident of East Orange, New Jersey, and is a leading Mason in New Jersey.

Simonds, Edwin A., western general agent of the Greenwich in surance company of New York. [See Death Roll.]

Simonson, Charles I., insurance journalist, was born in New York, April 16, 1866, and was educated at Public School No. 58 of that city. He went on a daily paper soon after graduation and studied journalism in its many phases as police reporter, political reporter, marine editor, special writer, advertising canvasser, and publisher. In 1891-2 he was the New York city representative of the Boston Standard, and in 1893 he assumed the editorial and business management of the Philadelphia Insurance News, which continues in his charge.

Skilton, DeWitt C., president of the Phoenix insurance company of Hartford, was born at Plymouth, Conn., January 11, 1839. In 1854 he went to Hartford and engaged in the dry goods business. In October, 1861, he entered the insurance business as a clerk of the Hartford Fire insurance company. In 1862 he went to the war as a lieutenant in the 22d regiment of Connecticut volunteers. He returned the following year and resumed his desk in the office of the Hartford. In December, 1867, he was elected secretary of the Phoenix insurance company; in August, 1888, vice-president; and on the death of Mr. Kellogg in February, 1891, succeeded him as president. Mr. Skilton was secretary of the National Board from 1881 to 1893, vice-president from 1884 to 1890, and was elected president in May, 1891, and was re-elected in 1892 and 1893, declining a re-election in 1894. He was a member of the committee which prepared the New York standard policy.

Smith, Charles H., insurance commissioner of Minnesota, was born at Weston, Vermont, July 14, 1834. He was an insurance and real estate agent at Worthington, Minnesota, at the time he was appointed insurance commissioner in 1891. He was re-appointed in 1893.

Smith, Charles J., insurance journalist, was born at Brighton, Eng., in 1841, and came to the United States in 1865. He was educated at a private school at Brompton, and began his business life as a shorthand reporter upon the Brighton Pulpit. After coming to this country he was first employed as a proof-reader on the New York Sun, and subsequently was for three years city editor of that paper. In 1869 he started the New York daily Star and was its managing editor until 1876. After a year upon the New York Express, as city editor, he established in 1879 the Insurance Record, of which he continues to be the proprietor. Mr. Smith entered the service of the Mutual Life of New York as one of the official staff at the home office in 1885.

Smith, Henry Worthington, A.M., LL.B., actuary and insurance journalist, was born at Hadley, Hampshire county, Mass., March 2, 1836, from old New England puritan stock. He was graduated from Amherst College in 1859, and his earliest business pursuit was journal

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