The Law of Fire Insurance, Volume 1

Front Cover
Baker, Voorhis, 1905 - Fire insurance - 1444 pages

From inside the book

Contents

Express warranty and effectDistinction
30
Knowledge of company when policy issues may
31
71
43
RULE
45
888
49
Broker agent of insured in filling up written
50
73
53
tenant
60
Construction of detached
66
CHAPTER FOURTH
79
PAGE
81
Effect of violation of condition Estoppel
85
Insurance of vendees interest
91
Policy voidable only
106
sent
112
Authority of agent Presumption Evidence
116
CHAPTER FIFTH
125
Good faith required
138
Individual doing business in firm or corporate
144
Meaning of unconditional and sole ownership
151
Test of sole unconditional ownership
152
Words added to deed after execution may present
163
Effect of executory contract on ownership
169
Pleading Evidence Burden of Proof
174
TITLE IV
180
Policy as a written contract not affected by mere
191
As imposed by contract
192
void Omission to make inquiry cannot
199
TITLE VI
205
able
211
Effect of insured parting with all his interest
216
As imposed by contract
217
Application of clause except change of occu
224
Application of the word interest
226
Effect of taking in partner with interest
233
Void sale Insured continuing in possession 245
245
TITLE VIII
255
Assignment of policy not dependent upon form
261
Assignment may be made conditional
268
Effect of assignment after loss to a trustee
275
Insureds custom does not relieve him of neces
282
Violation of condition voids policy though fire
290
Increase of risk temporarily suspends policy
296
Balancing or comparison of risk not admissible
297
No application to liens or judgments May
304
of fact
314
Alterations or Repairs by Mechanics
318
TITLE IV
329
Ignorance no excuse
334
poses
341
Limitation of rule as to assumption of risk
347
Usage or customAmbiguity in description
349
TITLE V
356
trol or that breach willful
362
Limitation as to time Authority of agent
368
Vacancy may be claimed to increase risk Bur den of proof
369
Divisibility of contract
370
Time limitations as affecting construction of old forms
383
Occupancy of building used for manufacturing purposes
384
Occupancy of manufacturing establishment gov erned by known use and character
385
When a tannery is occupied
386
When a church is vacant or unoccupied
387
CHAPTER SEVENTH
397
Act of cancellation should precede notice
404
Cancellation by voluntary surrender and deliv
410
Insureds agent or broker having general author
420
Unauthorized substitution as affecting appor
427
Agent cannot use companys funds to cancel pol
435
Agents
437
Agency founded upon contract Consent
443
Exceptions
452
Partnership or firm as agent of company
456
Possession of blank policies as evidence of
463
Legal definition of broker Payment of com
476
Agent of company placing surplus insurance
482
When broker or agent not personally liable
485
Local agent not liable for fraudulent act
499
When authority of agent question of fact
502
Power of State over its citizens
508
TITLE III
515
Renewal as affecting partnership interests
520
As imposed by contract
526
Broker agent of insured Must be evidence
532
Effect of giving credit for premium
535
TITLE V
542
When original insured may have right of action
548
Construction of building under a reinsurance
555
Personal liability of directors of insolvent com
559
tion of fact
567
Agent may have authority to bind the company
572
Sufficiency as tested by insureds obligation to pay premium Contract mutual
576
Must be evidence of acceptance
577
Retention of application insufficient Accept ance necessary Evidence
578
As dependent upon acceptance by insured
579
Effect of delay in acting upon application
580
Sufficient parol contract cannot be made condi tional by telegram
581
Subject to conditions in policy
582
Conditions requiring indorsement of written con sent What conditions operative
583
Binder subiect to conditions in policy Termi nation under special provision Cancellation
584
Binder does not contain whole contract
585
Binder subject to usage and custom Cancella tion Question of fact
586
Presumption as to division of risk on binder When particular company must be designated
587
As affected by delivery of policy
588
Admissibility of parol evidence to establish condi tion precedent to contract taking effect
589
Renewal without request of insured Agent
590
Mistake may be corrected in equity
591
Parol contract as affecting right to obtain policy after fire
592
TITLE VIII
598
Effect of insureds failing to read policy
604
Suit to reform not sustainable after failure
609
CHAPTER EIGHTH
621
Duty of broker in procuring or maintaining
683
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