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By reducing the premium rates charged to members to harmonize with the payments to the widows and orphans for death claims, more than Thirty Million Dollars have already been saved to the members of the

MUTUAL RESERVE FUND

LIFE ASSOCIATION.
Economy Is Wealth.

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Why pay $100 per year for your Life Insurance when the same amount of insurance can be had in one of the strongest Life Insurance Companies in the world for $50 ?

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RECORD AND FINANCIAL STANDING. MEMBERSHIP, ABOUT 80,000 Interest Income annually

exceeds $130,000.00 Bi-monthly Income exceeds

$700,000.00 RESERVE FUND, Nov. 13th,

1893, $3,554,326.13 Death Claims paid, over

$17,341,273.00 New Business in 1892 exceeded

$60,000,000.00 New Business to Dec. 1st, 1893,

over $53,243,095.00 INSURANCE IN FORCE

exceeds $250,000,000.00 The Mutual Reserve Fund

Life Association

FURNISHES LIFE INSURANCE at Encips

about ONE-HALF the usual rates charged by the old system companies. It has excellent POSITIONS to offer in its AGENCY DEPARTMENT in every City,

Town and State, to experienced and suc The New Home

cessful business men. of “Mutual Reserve," Parties desiring Insurance

will be furnished free informaBroadway, cor. Duane-st., tion at the Home Office, or by New-York.

any of the Association's Gen

eral Agents. Home Office until Feb. 1st, 1894,

“ POTTER BUILDING,” 38 PARK ROW, N. Y E. B. HARPER, President.

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Entered at the New-York Postoffice as Second-class Matter.

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EDWARD MCPHERSON, EDITOR.
HENRY E. RHOADES, ASSISTANT EDITOR.

FOR CONTENTS AND INDEX, SEE END OF ALMANAC.

THE TRIBUNE ASSOCIATION,

NEW-YORK.

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