A Treatise on the Law of Insurance, Fire, Life, Accident, Marine: With a Selection of Leading Illustrative Cases and an Appendix of Statutes and Forms |
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Page 3
... provision must be comparatively so small as not to be prohibitive . To this list of requisites may be added an honest adminis- tration , and some means of securing permanency and integrity to the general fund . § 3. Insurance Companies ...
... provision must be comparatively so small as not to be prohibitive . To this list of requisites may be added an honest adminis- tration , and some means of securing permanency and integrity to the general fund . § 3. Insurance Companies ...
Page 6
... to pay back to each insurer the sums they have received , with damages of twenty per cent . The time allowed to The provision of this policy , that , if the 6 cos INSURANCE : FIRE , LIFE , MARINE . 5 $ have Policy Recovery:
... to pay back to each insurer the sums they have received , with damages of twenty per cent . The time allowed to The provision of this policy , that , if the 6 cos INSURANCE : FIRE , LIFE , MARINE . 5 $ have Policy Recovery:
Page 7
... provision of this policy , that , if the insurers wished to contest the question of their liability , they must pay first and litigate afterwards , is worthy of notice . At the initial stage of its existence , the contract of insur ...
... provision of this policy , that , if the insurers wished to contest the question of their liability , they must pay first and litigate afterwards , is worthy of notice . At the initial stage of its existence , the contract of insur ...
Page 33
... provision to that effect in the policy , the insurer upon paying the mortgagee the insurance money becomes subrogated pro tanto to the mortgage security as against the mortgagor.2 But where the mortgagor has any interest in the policy ...
... provision to that effect in the policy , the insurer upon paying the mortgagee the insurance money becomes subrogated pro tanto to the mortgage security as against the mortgagor.2 But where the mortgagor has any interest in the policy ...
Page 39
... provision in the contract prohibiting a change of interest , a temporary suspension of the interest of the insured does not vitiate a policy of insurance , but only suspends its operation.2 32. Insurable Interest as Related to Measure ...
... provision in the contract prohibiting a change of interest , a temporary suspension of the interest of the insured does not vitiate a policy of insurance , but only suspends its operation.2 32. Insurable Interest as Related to Measure ...
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Common terms and phrases
accident action agent agreement amount ance answer application Asso assured authority average barratry benefit binding breach building camphene cargo cause claim clause condition Conn consent consequence contract of insurance court damage death defendant doctrine effect Equitable estop estoppel evidence fact fire policy forfeiture fraud freight Glens Falls ground held home office indemnity injury insurable interest Insurance Company intention interrogatories issued judgment jury liable Lloyd's LONDON LIFE ASSUR Lord Mansfield marine insurance Mass Massachusetts material matter meaning mortgagee Mutual notice opinion ordinary owner paid pany parol parties payment peril insured person Phoenix plaintiff policy of insurance port premium present principle property insured provision question reason received recover reinsurance repairs risk rule sail seaworthiness ship statement statute stipulation stranding subrogation tion total loss underwriters Union Mut unless vessel void voyage waive waiver warranty words written York
Popular passages
Page 547 - Surprisals, Takings at Sea, Arrests, Restraints and Detainments of all Kings, Princes, and People, of what Nation, Condition, or Quality soever, Barratry of the Master and Mariners, and of all other Perils, Losses, and Misfortunes, that have or shall come to the Hurt, Detriment, or Damage of the said Goods and Merchandises and Ship, &c., or any Part thereof...
Page 588 - Policy may be the subject of agreement indorsed hereon or added hereto, and as to such provisions and conditions no officer, agent, or representative shall have such power or be deemed or held to have waived such provisions or conditions unless such waiver, if any, shall be written upon or attached hereto, nor shall any privilege or permission affecting the insurance under this Policy exist or be claimed by the insured unless so written or attached.
Page 589 - ... shall not be invalidated by any act or neglect of the mortgagor or owner of the within described property, nor by any foreclosure or other proceedings or notice of sale relating to the property, nor by any change in the title or ownership of the property, nor by the occupation of the premises for purposes more hazardous than are permitted by this policy ; provided that, in case the mortgagor or owner shall neglect to pay any premium due under this policy, the mortgagee (ur trustee) shall, on...
Page 584 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Page 584 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 128 - ... the ground, for the common safety, shall be made good as general average; but where a ship is afloat, no loss or damage caused to the ship...
Page 544 - Touching the adventures and perils which we the assurers are contented to bear and do take upon us in this voyage, they are, of the seas, men-of-war, fire, enemies, pirates, rovers, thieves, jettisons, letters of mart and countermart, surprisals, takings at sea, arrests, restraints and detainments of all Kings, Princes, and People, of what nation, condition, or quality soever...
Page 69 - Any agreement, declaration, or course of action on the part of an insurance company, which leads a party insured honestly to believe that by conforming thereto, a forfeiture of his policy will not be incurred, followed by due conformity on his part, will and ought to estop the company from insisting upon the forfeiture, though it might be claimed under the express letter of the contract.
Page 132 - Loss of freight arising from damage to or loss of cargo shall be made good as general average, either when caused by a general average act, or when the damage to or loss of cargo is so made good.
Page 577 - Act, shall not be liable to attachment, garnishment, or other process, and shall not be seized, taken, appropriated, or applied by any legal or equitable process, or...