The Law of Fire Insurance, Volume 2

Front Cover
Voorhis & Company, 1905 - Fire insurance

From inside the book

Contents

As imposed by contract
30
ance
32
Express warranty and effect Distinction
35
Conflict between written application made part
41
71
43
Agent of company in taking and filling up writ
47
73
53
Effect of statute requiring examination of prop
54
Mere knowledge by company does not relieve
55
Relating to situation condition or occupation
59
Construction of promissory warranty building
65
When insured has reasonable time to comply
71
54
72
CHAPTER FOURTH
79
Voidable
85
Insurance of vendees interest
91
Same subject Amount left blank
100
Policy voidable only
106
87
107
88
113
Estoppel after issue of the policy
114
Authority of agent Presumption Evidence
116
CHAPTER FIFTH
125
116
133
As imposed by contract
138
89
139
Individual doing business in firm or corporate
144
Meaning of unconditional and sole ownership
151
Test of sole unconditional ownership
152
90
153
Ownership of property described in general words
160
91
165
sale
167
Knowledge of broker
174
TITLE IV
180
Policy as a written contract not affected by mere
191
As imposed by contract
192
void Omission to make inquiry cannot
199
TITLE VI
205
Action by mortgagee to whom loss is made pay
211
Distinction between interest and title Part
222
502
225
Attornment of tenant to purchaser
241
Void sale Insured continuing in possession
245
503
254
TITLE VIII
255
Assignment of policy not dependent upon form
261
Assignment may be made conditional
268
CHAPTER SIXTH
277
Insureds custom does not relieve him of neces
282
As imposed by contract
288
mium
293
Violation of condition renders policy void
294
Balancing or comparison of risk not admissible
297
in violation of law
303
536
307
issue of policy no waiver
309
What is not an increase of hazard Illustrative
316
Alterations or Repairs by Mechanics
318
ants
325
As imposed by contract
331
Ignorance no excuse
334
poses
341
Temporary absence from dwelling
379
Effect of sleeping in house
380
Ceasing to be occupied for one of several pur poses described does not void policy
381
Construction of the word vacating
382
Time limitations as affecting construction of old forms
383
Occupancy of building used for manufacturing purposes
384
Occupancy of manufacturing establishment gov erned by known use and character
385
When a tannery is occupied
386
When a church is vacant or unoccupied
387
CHAPTER SEVENTH
397
Surrender of policy upon condition Authority
411
Policy cannot be canceled when property exposed
417
Insureds agent or broker having general author
420
Unauthorized substitution as affecting appor
427
Right of broker to commissions
433
Agents
437
Agency founded upon contract Consent
443
Exceptions
452
Partnership or firm as agent of company
456
Possession of blank policies as evidence of
463
Estoppel by clerk
470
Liability of broker to insured for premium
479
When broker or agent not personally liable
485
Local agent not liable for fraudulent act
499
Agent cannot act in a dual or double capacity
503
Liability of agent or broker to penalty
509
TITLE III
515
Renewal as affecting partnership interests
520
iii
523
Provision in policy modified by usual course
525
As imposed by contract
526
Advancement of premium by broker or agent
533
Effect of acknowledgment in policy of receipt
537
Term may be governed by description
544
When original insured may have right of action
548
Reinsurer may have right to consent to assign
554
PAGE
556
ineffectual Use of mail 403
562
Authority of agent to make parol contract of
569
As affected by indefiniteness as to time and rate
575
Sufficiency as tested by insureds obligation to pay premium Contract mutual
576
Must be evidence of acceptance
577
Retention of application insufficient Accept ance necessary Evidence
578
As dependent upon acceptance by insured
579
Effect of delay in acting upon application
580
Sufficient parol contract cannot be made condi tional by telegram
581
Subject to conditions in policy
582
Conditions requiring indorsement of written con sent What conditions operative
583
Binder subiect to conditions in policyTermi nation under special provision Cancellation
584
Binder does not contain whole contract
585
Binder subject to usage and custom Cancella tion Question of fact
586
Presumption as to division of risk on binder When particular company must be designated
587
As affected by delivery of policy
588
Admissibility of parol evidence to establish condi tion precedent to contract taking effect
589
Renewal without request of insured Agent
590
Mistake may be corrected in equity
591
Parol contract as affecting right to obtain policy after fire
592
TITLE VIII
598
Effect of insureds failing to read policy
604
Suit to reform not sustainable after failure
609
CHAPTER EIGHTH
621
520
684

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