Fire Insurance Law: An Authoritative Analysis of the Standard Fire Insurance Policy, of Its Legal Aspects, and of the Standard Forms and Clauses Used in Connection Therewith |
From inside the book
Results 1-5 of 47
Page 3
... claim on property either real or personal , which , if said property be destroyed by fire , will be subject to a loss . The insured , in other words , stands so related to a property by ownership or claim or certain rights in the thing ...
... claim on property either real or personal , which , if said property be destroyed by fire , will be subject to a loss . The insured , in other words , stands so related to a property by ownership or claim or certain rights in the thing ...
Page 12
... claims may arise to a larger amount together , than the sum hereby insured ; the Assured shall be in no wise entitled to receive more than the whole sum so insured , within the period for which the insurance is made ; PROVIDED always ...
... claims may arise to a larger amount together , than the sum hereby insured ; the Assured shall be in no wise entitled to receive more than the whole sum so insured , within the period for which the insurance is made ; PROVIDED always ...
Page 16
... claim by virtue of this policy . X. Payment of losses shall be made in sixty days after the loss shall have been ascertained and proved , without any deduction whatever ; and in case differences shall arise touching any loss or damage ...
... claim by virtue of this policy . X. Payment of losses shall be made in sixty days after the loss shall have been ascertained and proved , without any deduction whatever ; and in case differences shall arise touching any loss or damage ...
Page 19
... and warranties ( of which he was unconscious ) the number of which was equaled only by their variety , and the variety of which was equaled only by their capacity to defeat every claim that could be made upon FIRE INSURANCE LAW 19.
... and warranties ( of which he was unconscious ) the number of which was equaled only by their variety , and the variety of which was equaled only by their capacity to defeat every claim that could be made upon FIRE INSURANCE LAW 19.
Page 20
... claim that could be made upon the company for the performance of its part of the contract . He was further informed that he had succeeded in his application by the falsehood and fraud of his representations — the omission and ...
... claim that could be made upon the company for the performance of its part of the contract . He was further informed that he had succeeded in his application by the falsehood and fraud of his representations — the omission and ...
Other editions - View all
Fire Insurance Law: An Authoritative Analysis of the Standard Fire Insurance ... Edward R. Hardy No preview available - 2017 |
Common terms and phrases
actual cash value alterations and repairs amount insured apparatus application assured Average Clause benzine building or buildings calcium carbide camphene caused by Lightning cent chattel mortgage coinsurance contained contract court damage by cyclone described premises direct loss dwelling Electric Light electrical injury employed for ordinary entire policy estoppel exceeding fact fire insurance forming gasoline hazard heat held to include hereby insured bears household furniture insurable interest INSURANCE COMPANY insurance permitted inventory or appraisement lamp liable loss by Lightning loss or damage loss shall happen material mortgagee or trustee naphtha notice until required occupied ordinary alterations party payable Permission for mechanics permission is hereby permitted without notice plaintiff plated ware premium Privilege property described property insured rata risk Signature for Company special inventory standard policy subrogation sum hereby insured term Lightning thereby the commonly thereof thereto tion understood and agreed vapor waiver warranties York Standard
Popular passages
Page 34 - This company shall not be liable beyond the. actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation, however caused, and shall in no event exceed what it would then cost the insured to repair t>r replace the same with material of like kind and quality...
Page 38 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Page 197 - Loss or damage, if any, under this policy, shall be payable to as mortagee [or trustee] as interest may appear, and this insurance, as to the interest of the mortgagee [or trustee] only therein, shall not be invalidated by any act or neglect of the mortgagor or owner...
Page 20 - A corporation is an artificial being, invisible, intangible, and existing only in contemplation of law. Being the mere creature of law, it possesses only those properties which the charter of its creation confers upon it, either expressly or as incidental to its very existence.
Page 71 - This policy is made and accepted subject to the foregoing stipulations and conditions, together with such other provisions, agreements, or conditions as may be indorsed hereon or added hereto, and no officer, agent, or other representative of this company shall have power' to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement endorsed hereon or added hereto...
Page 65 - ... within sixty days after the fire, unless such time is extended in •writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire; the interest of the insured and of all others in the property; the cash value of each item thereof and the amount of loss thereon...
Page 62 - If, with the consent of this company, an interest under this policy shall exist in favor of a mortgagee or of any person or corporation having an interest in the subject of insurance other than the interest of the insured as described herein, the conditions hereinbefore contained shall apply in the manner expressed in such provisions and conditions of insurance relating to such interest as shall be written upon, attached or appended hereto.
Page 70 - No suit or action on this policy for the recovery of any claim shall be sustainable in any court of law or equity until after full compliance by the insured with all the foregoing requirements, nor unless commenced within twelve months next after the fire.
Page 135 - ... their own, or held by them in trust, or on commission, or on joint account with others, or sold but not delivered, contained in
Page 197 - Whenever this company shall pay the mortgagee any sum for loss or damage under this policy and shall claim that, as to the mortgagor or owner, no liability therefor existed, this company .shall, to the extent of such payment, be thereupon legally subrogated to all the rights of the party to whom such payment shall be made under all securities held as collateral to the mortgage debt...