INVESTMENT OF CAPITAL AND SAVINGS. NATIONAL ASSURANCE AND INVESTMENT 7, ST. MARTIN'S PLACE, TRAFALGAR-SQUARE, LONDON. Lieut.-Col. the Right Honourable LORD GEORGE PAGET, M.P. MATTHEW HUTTON CHAYTOR, Esq., Reigate. The Investment of Money with this Association secures equal advantages to the Savings of the Provident and the Capital of the Affluent, and affords to both the means of realizing the highest rate of Interest yielded by first-class securities, in which alone the Funds are employed. The constant demand for advances upon securities of that peculiar class, which are offered almost exclusively to Life Assurance Companies, such as Reversions, Life Interest, &c., enables the Board of Management to employ Capital on more advantageous terms and at higher rates of Interest than could otherwise, with equal safety, be obtained. The present rate of Interest is five per cent. per annum, and this rate will continue to be paid so long as the Assurance department finds the same safe and profitable employment for money. Interest payable half-yearly, in January and July. Money intended for Investment is received daily between the hours of 10 and 4 o'clock, at the Offices of the Association. Immediate Annuities granted on favourable terms. MUTUAL ASSURANCE: Assurances may be effected from £50 to £10,000 on a Single Life. Credit for half the amount of the first five annual Premiums. Medical men remunerated for their reports. Liberty to Travel, and Foreign Residence greatly extended. Assurances may be effected on the NON-PARTICIPATING PRINCIPLE, at very low rates of premium, payable in a variety of ways, to suit the ofrcumstances and convenience of different classes of Assurers. The Tables for Reversionary and Deferred Annuities are particularly deserving of attention, whether regarded as a means of providing for a particular individual, or as a resource against the casualties of age, and the uncertainties of health and fortune. Extract from the Half-Credit Rates of Premium for an Prospectuses and forms of proposal may be obtained, on application at the Head Office of the Association, or of the respective Agents throughout the United Kingdom. PETER MORRISON, Managing Director. Applications for Agencies may be made to the Managing Director. A GOOD BOOK IS THE PRECIOUS LIFEBLOOD OF A MASTER SPIRIT, IMBALMED AND TREASURED UP ON PURPOSE TO A LIFE BEYOND LIFE."-Milton. LONDON: WARD AND CO., PATERNOSTER ROW. W. OLIPHANT AND SON, EDINBURGH: R. JACKSON, GLASGOW: ONE SHILLING & SIXPENCE. SAVILL AND EDWARDS, PRINTERS, CHANDOS STREET, COVENT GARDEN. I. LIFE AND WRITINGS OF ST. PAUL ... II. PULSZKY'S SKETCHES OF AMERICAN SOCIETY V. LIFE AND CHARACTER OF ROUSSEAU VI. Page ... 513 530 548 ... ... ... ... ... ... 575 589 600 618 VII. MR. COBDEN AND THE PEACE CONGRESS REVIEW OF THE MONTH LITERARY INTELLIGENCE The General Life & Fire Assurance Company. Empowered by Special Acts of Parliament. 62, KING WILLIAM STREET, LONDON. JOSEPH DAWSON, Esq. WILLIAM HUNTER, Jun., Esq. Secretary-THOMAS PRICE, LL.D. GEORGE MEEK, Esq. Solicitor-STEPHEN Walters, Esq. THE following are amongst the distinctive features of the Company: I. Entire freedom of the Assured from responsibility, and exemption from the mutual liabilities of partnership. II. Payment of Claims guaranteed by a Capital of ONE MILLION. In the Life Department.-1. FOUR-FIFTHS OF THE PROFITS divisible by the Company's Deed of Settlement allowed to Assurers. 2. All Assurances are effected on Participating and Non-Participating Tables, on Ascending and Descending Scales, for short periods, and by Policies payable at the ages of 65, 60, 55, or 50, or previously in the event of Death. 3. Premiums may be paid Annually, Half-Yearly, or Quarterly, in a limited number of Payments, in One Sum, or on Increasing or Decreasing Scales. 4. Policies on the Participating Scale immediately interested in the Profits of the Company. 5. The Age of the Assured admitted, on satisfactory evidence being presented. 6. Policies assigned as security not forfeited by Duelling, Suicide, or the Execution of Judicial Sentences. In the Fire Department.-Houses, Furniture, Stock-in-Trade, Mills, Merchandise, Shipping in Docks, Rent, and Risk of all descriptions, Insured at moderate Rates. Loans from £100 to £1000 Advanced on Personal Security, and the Deposit of a fe Policy to be effected by the Borrower. liberal Commission allowed to Solicitors, Auctioneers, and Surveyors. 24 KAYE'S WORSDELL'S (The Best Spring Medicine) PILLS have cured thousands whose complaints were considered incurable. They purify the blood by striking at the root of disease, and restore health, happiness, and energy to the afflicted and desponding. Hundreds of cases of cure accompany each box. No CAPTAIN, MISSIONARY, or EMIGRANT should leave our shores without a good supply, as they retain all their properties in every climate, and are sold at an increased rate in all Foreign parts. Prepared by JOHN KAYE, Esq., of Dalton Hall, Yorkshire, and St. John's-wood Park, London. Sold everywhere, at is. 1 d., 2s. 9d., and 4s, 6d. each; and at the Wholesale Depot, 84, FLEET STREET, where also may be obtained KAYE'S INFANT'S RESTORATIVE, (Perfectly free from Opium.) A valuable and long-tried remedy for all the varieties of disorder to which Infants are subject. In bottles, at 1s. 1d., and 2s. 9d. each, with ample directions for use. A considerable saving is effected by purchasing the larger sizes, as they contain greater proportionable quantities. 5 Temperance and General Provident Institution, 39, MOORGATE STREET, LONDON. ESTABLISHED 1840. For the Mutual Assurance of Lives, Endowments, Annuities, &c. Since the commencement of this Institution it has issued upwards of SEVEN THOUSAND POLICIES. In the year 1852 it issued 1177, and in the quarter ending 31st March, 1853, it issued 354; being a larger number than some older and most respectable offices issue in twelve months. The following Table exhibits the progress of the Institution at the end of The Temperance and Public sections are kept in separate classes, and will each receive their own profits. Policies are indisputable, except for palpable fraud. Sums assured may be made payable to a widow, widower, or child, without legacy or probate duty. Entire profits belong to the Assured. Edinburgh Office, 17, George-street; Manchester, 52, Princess-street; Liverpool, 48, Castle-street; Glasgow, 60, Maxwell-street. Prospectuses, &c., may be obtained at the Branch Offices, or of any of the Agents. N.B.-The Annual General Meeting will be held on Monday, the 16th of May, 1853, at 2 o'clock, p.m., at the Whittington Club House, Arundel-street, Strand, London. WILLIAM RICHARD PAKER, Resident Dir 7 INVESTMENT OF CAPITAL. NATIONAL ASSURANCE & INVESTMENT ASSOCIATION. ESTABLISHED IN 1844. CAPITAL STOCK, £100,000. Trustees. The Right Hon. the EARL OF BESSBOROUGH. Lieut.-Col. the Right Hon. LORD GEORGE PAGET, M.P. The Right Hon. LORD TEMPLEMORE. Rev. JOSEPH PRENDERGAST, D.D. (Cantah GEORGE STONE, Esq., Lombard Street. Board of Management. Chairman-Lieut.-Col. the Right Hon. LORD GEORGE PAGET, M.P. THIS Association is composed of two distinct and separate branches:-the one comprising the busines of a Bank of Deposit for the Investment of Capital; the other, the ordinary transactions of Life Assurance BANKING DEPARTMENT. The object of this Department is to afford a safe and easy mode of Investment, which secures equal advantages to the Savings of the Provident, and the Capital of the Affluent, and to effect important inprovements in the present system of Monetary Economy, both as regards the security afforded to the Public, and the rate of interest realized. The nature of the business transacted by ordinary Banks compels them to invest their Funds in sach Securities only as are available at call, and consequently yield but a low rate of Interest, whilst the Legis lative restrictions imposed upon Savings Banks, render their Funds still less productive. The plan of this Association differs materially from that of either ordinary Banks, or Savings Banks, in the mode of investing Capital-ultimate profit and security being the main objects regarded, the Board of Management principally employ their Funds in Loans upon vested Life Interests and other similar secorities, and in the purchase of well-secured Reversions, a class of securities offered almost daily to Life Asurance Companies, which, although not immediately convertible, it is well known yields the greater amount of profit, combined with the most perfect safety. INVESTMENT ACCOUNTS. Money is received daily at the Head Office, between the hours of ten and four o'clock, where Forms of Application may be obtained. Parties desirous of opening Investment Accounts, may do so with Capital of any amount, or Savings as low as five shillings; which may be increased from time to time, free from expense, at the convenience of the Depositors. A Stock Voucher, signed by two Directors, is given for each sum deposited. WITHDRAWAL OF DEPOSITS. Money is not received for a less period than one year, but the Board of Management have power to make advances, at any time, to Depositors requiring accommodation, without disturbing their original Investments. Six months' notice may be required before Deposits can be withdrawn; but as it is one of the principal objects of the Association to unite a popular system of Investment with the greatest persmal accommodation, the Board can always waive such notice, which is in fact only provided as a protection to Depositors themselves, in order that the permanent and profitable Investments in which Capital is een ployed, may not be unnecessarily disturbed. INTEREST PAYABLE IN JANUARY AND JULY. 7, ST. MARTIN'S PLACE, TRAFALGAR SQUARE, 31st December, 1852. PETER MORRISON, Prospectuses and Forms of Proposal for Assurance and of Application for Investment Stock will be forwarded, post free; and every requisite information may be obtained either at the Head Offices of the A ciation, or at the various Branches and Agencies throughout the United Kingdom. |