The Standard Fire Policy: Lectures Before the Fire Insurance Club of Chicago |
From inside the book
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Page 17
... payable sixty days after due notice , ascertainment , estimate and satisfactory proof of the loss have been received by this company Lines 1 to 2 . THE STANDARD FIRE POLICY . 17 'wholly destroyed,' in this statute, is ...
... payable sixty days after due notice , ascertainment , estimate and satisfactory proof of the loss have been received by this company Lines 1 to 2 . THE STANDARD FIRE POLICY . 17 'wholly destroyed,' in this statute, is ...
Page 18
... notice within thirty days after the receipt of the proof herein required of its intention so to do ; but there can be no abandonment to this company of the property described . The first part of this provision of the policy , namely ...
... notice within thirty days after the receipt of the proof herein required of its intention so to do ; but there can be no abandonment to this company of the property described . The first part of this provision of the policy , namely ...
Page 19
... notice changed the policy , changed the entire character of the contract , and that thereby the company agreed to replace the property destroyed without any reference to the amount of the cost . It is urged that the policy is in the ...
... notice changed the policy , changed the entire character of the contract , and that thereby the company agreed to replace the property destroyed without any reference to the amount of the cost . It is urged that the policy is in the ...
Page 20
... notice , all their liability under the policy ceases . Beals v . Home Ins . Co. , 36 N. Y. 522 . Good v . Buckeye Mut . Fire Ins . Co. , 43 Ohio St. 394 . Promise by company to pay the loss when adjusted is waiver of right to rebuild ...
... notice , all their liability under the policy ceases . Beals v . Home Ins . Co. , 36 N. Y. 522 . Good v . Buckeye Mut . Fire Ins . Co. , 43 Ohio St. 394 . Promise by company to pay the loss when adjusted is waiver of right to rebuild ...
Page 34
... notice , in order that we may take such steps as we may then see fit . We shall then have knowledge of what you are doing , and we can decide whether it may go on , or whether it is so dangerous as to require us to cancel the policy ...
... notice , in order that we may take such steps as we may then see fit . We shall then have knowledge of what you are doing , and we can decide whether it may go on , or whether it is so dangerous as to require us to cancel the policy ...
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The Standard Fire Policy: Lectures Before the Fire Insurance Club of Chicago ... Guilford A. Deitch No preview available - 2016 |
Common terms and phrases
action Ætna agent Allemannia American Cent American Fire amount applied appraisal avoid the policy award Baltimore Fire broker building claim clause Commercial Union Assur condition construing County Mut court held court says defense destroyed Dutchess County Dwelling House estoppel Etna fact forfeiture form of policy Franklin F Georgia Home German German-American Germania Fire Glens Falls Hartford Fire Hekla Home Fire indemnity insurance company interest Kans Knarston Lancashire liability London Assur Mass ment Merchants Milwaukee Mechanics Minn mortgage N. Y. Supp Niagara F Niagara Fire Northwestern Nat'l notice of cancellation Ohio St owner pany parties Paul F payment person Phoenix plaintiff procured proofs of loss property insured provision question rebuild repair risk Scottish Union standard form stipulation subrogation Sun Fire Supreme Court thereof tion unearned premium valid void waived waiver wrongdoer
Popular passages
Page 5 - A corporation is an artificial being, invisible, intangible, and existing only in contemplation of law. Being the mere creature of law, it possesses only those properties which the charter of its creation confers upon it, either expressly or as incidental to its very existence.
Page 90 - This company shall not be liable under this policy for a greater proportion of any loss on the described property, or for loss by and expense of removal from premises endangered by fire, than the amount hereby insured shall bear to the whole insurance, whether valid or not...
Page 73 - In the event of disagreement as to the amount of loss the same shall, as above provided, be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent and disinterested umpire; the appraisers together shall then estimate and appraise the loss stating separately sound value and damage, and, falling to agree, shall submit their differences to the umpire; and the award in writing of any two shall determine...
Page 104 - This policy is made and accepted subject to the foregoing stipulations and conditions, together with such other provisions, agreements, or conditions as may be indorsed hereon or added hereto, and no officer, agent, or other representative of this company shall have power to waive any provision or condition of this policy, except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto...
Page 68 - Inventory of the same stating the quantity and cost of each article and the amount claimed thereon, and, within sixty days after the fire, unless such time is extended in writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the flre; the interest of the Insured and of all others In the property...
Page 18 - It shall be optional, however, with this company to take all or any part of the articles at such ascertained or appraised value, and also to repair, rebuild, or replace the property lost or damaged with other of like kind and quality within a reasonable time, on giving notice, within 30 days after the receipt of the proof herein required, of its intention so to do; but there can be no : abandonment to this company of the property described.
Page 38 - ... if any change other than by the death of an insured, take place in the interest, title or possession of the subject of insurance (except change of occupants without increase of hazard) whether by legal process or judgment or by voluntary act of the insured, or otherwise...
Page 54 - This policy shall be canceled at any time at the request of the insured ; or by the company by giving five days' notice of such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the customary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro...
Page 22 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Page 13 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...