Cyclopedia of Fire Prevention and Insurance: A General Reference Work on Fire and Fire Losses, Fireproof Construction, Building Inspection, Inspectors' Reports ... [etc.], Volume 4Amer. Technical Soc., 1912 - Fire insurance |
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Page 18
... less than men will generally give to the Briefs which happen in a year ; and by this computation you may likewise see how plentiful a stock is by this method provided for securing houses from any casualty by fire . From which ...
... less than men will generally give to the Briefs which happen in a year ; and by this computation you may likewise see how plentiful a stock is by this method provided for securing houses from any casualty by fire . From which ...
Page 25
... less rate of premium than they would otherwise have been , such insurance shall be void and of no effect . II . No insurance , whether original or continued , shall be considered as binding until the actual payment of the premium . III ...
... less rate of premium than they would otherwise have been , such insurance shall be void and of no effect . II . No insurance , whether original or continued , shall be considered as binding until the actual payment of the premium . III ...
Page 26
... less number of years than seven , a reasonable discount shall be allowed . XII . Insurance once made , may be continued for such further term as may be agreed on , the premium therefor being paid and endorsed on the policy , or a ...
... less number of years than seven , a reasonable discount shall be allowed . XII . Insurance once made , may be continued for such further term as may be agreed on , the premium therefor being paid and endorsed on the policy , or a ...
Page 34
... less than fifty different prints of the stand- ard policy were struck off before the final form was considered in the shape in which they wished to present it . When the committee thought they had finished their labors , counsel drew ...
... less than fifty different prints of the stand- ard policy were struck off before the final form was considered in the shape in which they wished to present it . When the committee thought they had finished their labors , counsel drew ...
Page 35
... the matter , the stand- ard policy itself must be considered and analyzed . In fact , the standard policy is never more or less than fire insurance law . Binder . Form . The contract of fire insurance may 35 FIRE INSURANCE LAW 25.
... the matter , the stand- ard policy itself must be considered and analyzed . In fact , the standard policy is never more or less than fire insurance law . Binder . Form . The contract of fire insurance may 35 FIRE INSURANCE LAW 25.
Common terms and phrases
actual cash value Adjuster agent amount insured ance apply assured Attached benzine broker calcium carbide cancellation cent claim classification coinsurance conflagration contained contract court defendant described premises direct loss dwelling entire policy exceeding explosion fact Factories fire insurance Fire Underwriters fireproof fixtures floor gasoline heat held to include hereby insured bears Insurance Company insurance permitted interest kerosene kerosene oil liable Lightning Clause loss by Lightning loss or damage loss shall happen machinery manufacturing marine insurance material ment merchandise Mills moral hazard mortgagee or trustee naphtha Negley non-concurrent occupied ordinary alterations owner pany parties plaintiff plated ware premium Privilege property described property insured rata reinsurance risk secure Signature for Company specific standard policy subrogation term Lightning thereby the commonly thereof thereto tion understood and agreed unless vapor void warranties written YORK PUBLIC LIBRARY York Standard
Popular passages
Page 44 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 48 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Page 209 - Loss or damage, if any, under this policy, shall be payable to as mortagee [or trustee] as interest may appear, and this insurance, as to th'e interest of the mortgagee [or trustee] only therein, shall not be invalidated by any act or neglect of the mortgagor or owner...
Page 81 - This policy is made and accepted subject to the foregoing stipulations and conditions, together with such other provisions, agreements, or conditions as may be indorsed hereon or added hereto^ and no officer, agent, or other representative of this company shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto...
Page 75 - ... within sixty days after the fire, unless such time is extended in •writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire; the interest of the insured and of all others in the property; the cash value of each item thereof and the amount of loss thereon...
Page 169 - This Company shall not be liable for a greater proportion of any loss than the amount hereby insured shall bear to the whole insurance covering the property against the peril involved, whether collectible or not.
Page 76 - The insured, as often as may be reasonably required, shall exhibit to any person designated by this Company all that remains of any property herein described, and submit to examinations under oath by any person named by this Company, and subscribe the same...
Page 209 - PROVIDED also, that the mortgagee (or trustee) shall notify this Company of any change of ownership or occupancy or increase of hazard which shall come to the knowledge of said mortgagee (or trustee) and unless permitted by this Policy, it shall be noted thereon and the mortgagee (or trustee) shall, on demand, pay the premium for such increased hazard for the term of the use thereof; otherwise this Policy shall be null and void.
Page 147 - ... their own, or held by them in trust or on commission, or sold but not delivered...
Page 251 - If fire occur the insured shall give immediate notice of any loss thereby in writing to this company, protect the property 'from further damage...