Cyclopedia of Fire Prevention and Insurance: A General Reference Work on Fire and Fire Losses, Fireproof Construction, Building Inspection, Inspectors' Reports ... [etc.], Volume 4

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Amer. Technical Soc., 1912 - Fire insurance

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Page 44 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 48 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Page 209 - Loss or damage, if any, under this policy, shall be payable to as mortagee [or trustee] as interest may appear, and this insurance, as to th'e interest of the mortgagee [or trustee] only therein, shall not be invalidated by any act or neglect of the mortgagor or owner...
Page 81 - This policy is made and accepted subject to the foregoing stipulations and conditions, together with such other provisions, agreements, or conditions as may be indorsed hereon or added hereto^ and no officer, agent, or other representative of this company shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto...
Page 75 - ... within sixty days after the fire, unless such time is extended in •writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire; the interest of the insured and of all others in the property; the cash value of each item thereof and the amount of loss thereon...
Page 169 - This Company shall not be liable for a greater proportion of any loss than the amount hereby insured shall bear to the whole insurance covering the property against the peril involved, whether collectible or not.
Page 76 - The insured, as often as may be reasonably required, shall exhibit to any person designated by this Company all that remains of any property herein described, and submit to examinations under oath by any person named by this Company, and subscribe the same...
Page 209 - PROVIDED also, that the mortgagee (or trustee) shall notify this Company of any change of ownership or occupancy or increase of hazard which shall come to the knowledge of said mortgagee (or trustee) and unless permitted by this Policy, it shall be noted thereon and the mortgagee (or trustee) shall, on demand, pay the premium for such increased hazard for the term of the use thereof; otherwise this Policy shall be null and void.
Page 147 - ... their own, or held by them in trust or on commission, or sold but not delivered...
Page 251 - If fire occur the insured shall give immediate notice of any loss thereby in writing to this company, protect the property 'from further damage...

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