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From a merchant at Leghorn, to a brother in London, de

siring him to sell some goods and purchase others. Sir,

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when I left England, I have sent, by the Charming Sally, Captain Johnson, twelve bales of raw silk, marked A Z, desiring you to dispose of them to the best advan. tage; they are warranted good, as I examined every par. cel separately, before they were sent on board. You will receive an inclosed order for several different articles of British manufacture to be sent by the first ship'sailing for this port. Let them be as good and cheap as possibly you can procure, as they are much wanted at present.

I am, sir, your humble servant.


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The answer. Sir, TOURS I received, and the twelve bales, marked AZ,

were delivered at the Custom-house. I immediately advertised them for sale at Garraway's, in twelve different lots, but they were all purchased by an eminent manufacturer in Spitalfields, for nine hundred and forty pounds, which I have lodged in the bank in your name.

I have likewise shipped on board the Despatch, Captain Hervey, the different articles which you ordered. There are twenty bales, marked B M. I am told they are the best that can be had in London, and doubt not of their giving satisfaction.

I am, sir, your humble servant.

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An urgent demand of payment. Mr. Thompson,

HE exigence of my affairs compels me thus importuthink it possible to carry on business in the manner you act by me? you know what promises you have made, and how, from time to time, you have broken thein. Can I therefore


you can tres

depend upon any new ones you

make? if


use others as do me, how can you think of carrying on business? if you do not, what must I think of the man who deals worse by me than he does by others? if


think pass more upon me, than you can on others, that is a very bad compliment to my prudence, or your own gratitude: for surely good usage should be entitled to the same in return. I know how to allow for disappointments as well as any man; but can a man he disappointed for ever? trade is so dependent a thing, thatit cannot be carried on without mutual punctuality. Does not the merchant expect it from me for these very goods I send you? and can I make a return to him without receiving it from you? what can it answer to give you two years credit, and then be at an uncertainty, for goods which I sell at a small profit, and have only six months credit for myself? Indeed, sir, this will never do. I must be more punctually used by you, or else must deal as little punctually with others : and then what must be the consequence? In short, sir, I expect a handsome payment by the next return, and security for the remainder; as I am very loath to take any harsh measures to procure justice to myself, my family, and creditors. For I am, if it be not your own fault,

Your faithful friend and servant,


The answer.

ACKNOWLEDGE with gratitude the lenity you have I you so often, gives me much uneasiness. I do assure you, sir, that I am not so ungrateful as my conduct has given you reason to believe. From the state of my accounts, you will find that the greatest part of my property is in the hands of country dealers, who, although they seldom fail, yet their times of payment are very precarious and uncertain. However, to convince you of my integrity, I have sent by this day's post an order for seventy pounds, and next week you shall receive one much larger. The remainder shall be sent in a very short time. I I am determined, for the future, to make the rules laid down in your excellent letter, a guide in my dealings with those people, whose dilatori

ness in making good their payments to me, obliged me to disappoint you: and 10 convince you farther of my integrity, the goods which I order, till ihe old account is paid off, shall be for ready money. I doubt not but you will continue to treat me with the same good usage as formerly, and believe me to be unseignedly,

Your obliged humble servant.

LETTER XLII.. From a young person in trade, to a wholesale dealer who

had suddenly made a demand on him. Sir, Y. OUR demand coming very unexpectedly, I must con,

fess I am not prepared to answer it. I know the stated credit in this article used only to be four months; as it has been always the custom to allow at least two months more, I did not think you would have sent for it till that time, and consequently trusted to a practice so long established in trade. Sir, I beg you will not suppose it is any deficiency which hinders me from complying with your request, nor shall I ask any more than is usual. If you will be pleased to let your servant call this day three weeks for the one half of the sum, it shall be ready, and the remainder in a fortnight after. In the mean time, I beg that you will not let any word slip concerning this, as very little will hurt a young beginner. Şir, you may take my word with the grealest saiety, that I will pay you as I have promised; and if you have any reason to demand the money sooner, be pleased 10 let me know, that if I have it not I may borrow it; for if I have lost credit with you, I hope I have not done so with all the world.

I am, sir, your humble servant.


The answer. Sir, THERE is no person in the world, whøcould more wil

lingly show every indulgence to a young beginner than myself, and I am extremely sorry to press you on the present occasion; but I have reasons: and although it is not al

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ways either fair or prudent to mention them, yet you will give me leave to ask the following question: whether you have any dealings with an usurer near Moor fields, and what is his name? if you give me satisfaction on this head, I shall not urge the demand I have made upon you sooner than the time you mention; but as it may be done at once, I expect your answer by the bearer, whom you well know, for he was, as he informs me, very lately your servant.

I assure you, sir, it is in consideration of the great opi. nion I have of your integrity, that I refer the payment of my demand to a simple answer to this question; but I fear that cannot be done.

I am your friend and well-wisher,


Soliciting the loan of money from a friend.

Dear Sir,
BELIEVE that ever since you first knew me you will

I to

bashfulin asking favours than myself. Indeed I have always considered it as more pleasing to an honest mind, to confer, than receive a favour : but an unexpected affliction in my family, obliges me to solicit your assistance, by the loan of about forty pounds, for six months; but on this condition, that you can spare it, without hurting yourself: for I would by no means choose that my friend should suffer in his. present circumstances in order to oblige me. Indeed, sir, I was some days engaged amongst my acquaintances to raise the money, before I could prevail with myself to ask it from you ; and that I have now done it is from a principle far more noble than any lucrative motive ; nor indeed would I have asked it at all, were I not morally certain of paying it at the time proposed. I hope this will not give any offence, and as I said before, if it is any way inconvenient, let me beg that you will refuse it.

I am, sir,

Yours with the greatest sincerity.



The answer. Dear Sir,

COULD not hesitate one moment in answering your I a in the want of the sum mentioned, I should never have put his unaffected modesty to the blush, by suffering him to ask it : no, sir, the offer should have come from myself. However the sum is sent by the bearer, but let me beg, that if you consider me really as your friend, that


will suit ihe payment to your own circumstances, without being confined to a particular time, and not only so, but that you will likewise command my assistance in every thing else wherein I ean serve you. But lest you think me strictly formal, I have hereby given you leave to draw on me to the amount of two hundred pounds, or for any less sum, to be paid as is most suitable to your circumstances.

I am, sir, your sincere friend.



From a tenant to a landlord, excusing delay of payment.

I been

where Inow live, and you know that I have never failed to pay my rent quarterly when due. At present I am exe tremely sorry to inform you, that from a variety of losses and disappointments, I am under the necessity of begging that you will indulge me one quarter longer. By that time I hope to have it in my power to answer your just demand, and the favour shall be ever gratefully acknowledged by your

Obedient humble servant..


The answer.

T was never my design to oppress you. I have bad long trialof your honesty, and therefore you may rest perfectly satisfied concerning your present request. No demand shall

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